We are open for appointments! In an effort to keep you safe and prioritize your dental wellness, we have updated our procedures. Please call to learn more!!

Carol Lybrook, DDS & Scott Lybrook, DMD

551 Kokopelli Blvd, Suite A | Fruita, Colorado 81521

Dental Insurance vs. Discount Memberships

Cartoon of a girl with a headset answering questions about dental insurance & dental membership plans.
Image by Authority Dental under CC 2.0

Lybrook Dental Center is committed to delivering superior dental care to the greater Fruita area. One of the primary ways we fulfill our mission is by offering flexible payment options. We want patients of all backgrounds to have access to the dental care they need for a healthy smile and body. While we accept dental insurance, we also offer an in-house savings plan. Let’s take a look at the pros and cons of each so you can make an informed decision about how to pay for your dental treatment.

Dental Insurance

At Lybrook Dental Center, we accept most dental insurance, including out-of-network providers. Our staff will file and track claims on your behalf. Additionally, we always look for ways to maximize your benefits so you pay as little out of pocket as possible.


Dental insurance is sometimes offered by employers. It carries obvious benefits, especially since it’s common for your insurance plan to cover or lower the cost of treatments, including routine cleanings and examinations, crowns, and root canals. It also gives you access to your insurance’s provider network. Dental insurance plans usually come with an annual maximum, and they do have waiting periods depending on the provider.

Dental Discount Membership

Dental discount memberships are typically offered through a single dental office. At Lybrook Dental, we have our own in-house savings plan called the Smart Choice Dental Savings Plan. The benefits we offer are only for Lybrook Dental patients. Members enjoy reduced fees, no waiting periods, deductibles, or maximums.

Affordable Dental Care in Fruita, CO

Don’t let any worries about costs get in the way of your access to superior dental care. If you’re unsure which payment option is for you, don’t worry! We’re happy to speak with you and help you determine the best way to pay for your dental care. We can help you decide if our Smart Choice Dental Savings Plan is the right option for you. If your employer doesn’t offer dental insurance, it can save you quite a bit of money. Lybrook Dental offers a wide range of comprehensive services and comfortable amenities to boot. Contact us to get started!

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